Tuesday, August 7, 2012
I Can't Afford to Prepare
This one comes up often enough that my periodic post on it is about due. I do think it is true that today, this week and maybe month some folks can not afford to put real money into food and whatnot. My first thought is that right now you can do something. Yes I do mean this week. Pick up a box of bullets for whatever gun is in the house. Get a big bag of rice or pancake mix. If you are an adult and cannot pull together ten or twenty bucks to something to prepare this week then you have serious i§ues and I recommend professional help. Beyond this week and month you can start looking at your finances and make some choices. Maybe you need to cancel the super sports package and even cable all together or eat out less. Maybe a big ticket item like a jetski has to go. Now somebody is going to say "TOR I have 12 kids and make 20k a year, so I genuinely can't afford it." I always wonder why folks choose to get into these situations." These folks are not going to get far on the budget cutting side of the equation. That is fine anyway as they do not have a spending problem but instead have an income problem. They need to figure out how to bring in more cash. This means working more or working smarter. These app4oàches take longer than working the spending side but do pay of in the end. So basically you can either spend less or earn more. Thoughts?